Shared Ownership: what do you need to know?There are many government schemes designed to make buying a home more accessible for people who would otherwise struggle to generate a...
What are the chances?You don’t need protection, do you? You’re still young, you’ve never had any drastic health concerns and you don’t even smoke – why would...
Gifted deposits: how do they work?So, you’re looking to buy your first property. You’ve been renting for a few years now and you haven’t been able to put enough money...
The highs and lows of Help to BuyThe government has recently launched the latest version of the Help to Buy: Equity Loan scheme. You might be wondering if it’s right for...
How to deal with a down-valuation from a surveyorLast year, a survey of 1,000 sales in the UK revealed that nearly half of the properties involved were down valued. But what does this...
What is ‘specialist lending’?Specialist lending is a phrase you might hear batted about by mortgage advisers, but what does it mean? And if someone’s suggested it as...
Critical illness cover vs income protection: do you need both?Critical illness cover and income protection are often confused, with many people assuming if they have one, they don’t need the other....
Loan to income vs loan to value: what does it all mean?Loan to income and loan to value (or LTV) are phrases you often hear in the mortgage industry. The two terms are easy to mix up,...
FREQUENTLY ASKED QUESTIONS SHOULD I GET A PRIVATE SURVEY ? Unless you are buying a new build, you should definitely look at getting private survey. WHAT IS A...
Questions to ask when you're out on a viewing WHAT ARE THE NEIGHBOURS LIKE? It's always good to know who you will be living next to. No one wants to move next to a nightmare...