First homes: is now the time to buy?
Although it is likely that interest and mortgage rates will increase as we hopefully head towards the light at the end of the COVID tunnel, there are still plenty of rates currently at an all-time low. The stamp duty holiday may be over, however the housing market is still in an exceedingly positive place with high demand and low interest rates. Of course, getting onto the property ladder is the goal for many younger people across the United Kingdom, however, saving for a dep